Ink Business Cash Credit Card: The Ultimate Guide for Business Owners
As a business owner, are you in search of a credit card utilizing which you can maximize rewards as well as manage your expenses with utmost ease? If this sound like you, the Ink Business Cash Credit Card from Chase may be just your ticket. There’s also a lucrative cash back program; valuable travel perks; and tools to help track your spending and make your finances easier.
With the Ink Business Cash Card, you get 5% cash back on purchases at office supply stores and on internet, cable and phone services (up to $25,000 spent each account anniversary year). You’ll also get 2% cash back on purchases at gas stations and restaurants, too, up to a total of $25,000 spent in a year. Earn 1% cash back on all other purchases.
This card provides several benefits as well, such as purchase protection, extended warranty protection, and travel and emergency assistance services. There’s also no annual fee, which makes it an even better option for budget-minded business owners.
In this article, we’ll take a look at the Ink Business Cash Credit Card, its features, its benefits, and its downsides. And a step-by-step guide on how to apply for the card. At the end of this article, you will know whether the card is really suitable for you and your business needs or not.
Maximize Cash Back with the Ink Business Cash Card
Maximize your rewards: Get up to 5 percent cash back on your business purchases, which allows you to easily build up a large amount of savings.
No annual fee: Another major perk for the Ink Business Cash Card is that there is no annual fee.
Valuable perks: Enjoy a host of benefits such as purchase protection, extended warranty protection and travel and emergency assistance services.
Redemption Type: Option/Statement credit/Direct deposit/Gift card
Things to Consider Before Applying for the Ink Business Cash Card
Spending limits: The 5% and 2% cash back categories have annual spending caps, which could restrict your rewards potential if you heavily spend in those categories. That being said, you’ll still earn 1% cash back on every other purchase, and you can always pivot your spending habits to earn the most rewards for your specific lifestyle.
Credit score needed: The Ink Business Cash Card has a good to excellent credit requirement. If your credit score isn’t quite at the threshold, here are things you can do to boost it, and apply down the line.
How to Get the Ink Business Cash Credit Card
Want to take advantage of the Ink Business Cash Card? It’s a simple process, taking only a couple of minutes to apply online. Prepare any required details such as your business tax identification number and financial statements before beginning the application process.
The next section will be a comprehensive breakdown on how you can apply for the Ink Business Cash Card. We’ll also provide a few tips for improving your odds of approval.
5 Easy Steps to Obtain Your Ink Business Cash Card
- Go to the Chase site: Visit the Chase website and navigate to the Ink Business Cash Credit Card section.
- Read the fine print: This might seem obvious, but it is worth repeating again; read the terms and conditions before applying.
- Answer to the application form: Provide all the required information about your business and personal finances in the online application form.
- Submit your application: After you complete the form, send it for review to Chase electronically.
- Approval waiting period: Chase will contact you with their decision after processing your application. Upon approval, you’ll have your Ink Business Cash Card mailed to you in a few business days.
Finishing Thoughts: Should You Apply for the Ink Business Cash Card?
The Ink Business Cash Credit Card is ideal for business owners seeking to optimize their rewards while consolidating their finances. This card allows you to benefit from a generous cash back program and valuable perks with no annual fee, which may help you save money and grow your business.
Aside from a few things that generally need to be considered such as spending caps and credit score requirements for approval, the pros of the Ink Business Cash Card outweigh the cons by miles. Those looking for a credit card that will be beneficial to their business, and you can earn rewards for your usage, this is a card you’ll want to keep in mind.
If you follow the instructions in this article, you’ll be able to apply for the Ink Business Cash Card with ease and start reaping its many rewards. So why wait? Get your business finances to the next level with the Ink Business Cash Credit Card.
