Discover it®

Discover® Card: The Smart Move for Rewards And Cash Back

No annual fee; Your first year is free of annual credit card fees; More; Perks; Powered by More

5% cash back on category purchases, like restaurants, gas stations, and online shopping (up to the quarterly limit, then 1%). And, 1% on everything else, no-limit.

Discover automatically doubles all the cash back you’ve earned at the end of your first year with no annual fee and just for using your card.

A premium credit card available without Annual fee means don’t pay nothing for the card – Save Money.

Take comfort knowing Discover offers robust fraud protection, no cost Social Security number alerts, and the capability to freeze your card right away through Freeze It®.

Before You Apply For Discover it®: A Few Things To Consider

Not As Widely Accepted Internationally: Discover has a solid presence in the U.S., but not every international merchant will take Discover. Still, there are partner networks it can operate with in most nations.

Activation Required for Rotating Bonus Categories: In order to earn the 5% cash back bonus, you must activate the categories every quarter. But Discover makes activating cards as painless as possible with reminders and a simple online activation.

How to Get the Discover it® Store Credit Card in Just Minutes

The Discover it® Credit Card takes seconds to apply for and there are no headaches involved with applying as usual. In just a few minutes you can do the whole process online. You can simply go to the Discover website, complete the secure application with your personal and financial details, and hit submit for approval. Most applicants get a decision by the end of the same screening session, and if you qualify, you can use your virtual card immediately as you wait for the physical card to be delivered.

The Discover it® Credit Card is among the best of the best for maximizing rewards, while still offering great security features, and no annual fees. That’s the simple math behind the high-value Cashback Match™ that doubles all cash back earned in the first year, so every dollar you spend is going to be worth even more. In addition, it gives you maximum value when you spend in various categories throughout the year with the 5% rotating category bonuses.

The best thing about Discover is its security commitment. Offers card features such as 24/7 fraud monitoring, free Social Security number alerts, and Freeze It®, enabling you to lock your card for loss and suspicious activity instantly. These protections allow for your money to always be safe.

That said, the last main reason why you should apply for the card, is the fact that the card comes with no annual fee. And unlike many rewards cards that also come with steep annual fees, you can enjoy that premium without having to pay for it every year with Discover it. It’s also worth considering if you want to finance large purchases or want to consolidate debt since it offers a 0% intro APR for purchases and balance transfers.

Despite these minor downsides (needing activation every quarter for 5% categories and less international acceptance than other cards), the Discover it® Credit Card is affordable, rewarding, and secure. Discover it® is a worthy option for anyone seeking a reliable, secure, rewarding credit card.