Bank of America® Customized Cash Rewards -

Tailored Cash Back + The Bank of America® Customized Cash Rewards

It is a smart credit card that changes with your life and gives all your purchases on demand rewards and security.

3% cash back in a category of your choice, such as dining, travel, gas, online shopping, pharmacies, etc. You are in charge of how to earn rewards adjusting the category to your spending behavior.

GET A $200 BONUS AFTER spend $1,000 WITHIN 90 DAYS You can utilize this additional money for shopping, travel or just to boost your month on month savings.

You get all the perks of this card for no annual fee, which means you get to keep all the cash back you earn with the card and never pay a hidden cost.

A couple of limitations to keep in mind before you apply

Cash Back Restrictions: The 3% and 2% cash back categories have a $2,500 limit on combined purchases per quarter ($10,000 in combined purchases per year), and you earn only 1% after that That being said, this limitation does exist, though the cap is still more than generous for most spending habits.

Foreign Transaction Fees: 3% on all purchases made internationally (not great for regular travelers) But if card in the U.S. most of the time this is no big deal.

How to secure for the Bank of America® Customized Cash Rewards Card

It takes very little time to apply for and be approved for the Bank of America® Customized Cash Rewards Card. Start the process online with the official Bank of America website. Be sure that you pass the fundamental criteria companions, like a great credit score and constant revenue. Fill in the application form containing personal and financial information, review the terms, and submit. You might get an immediate decision, or the bank may require some more validation before granting approval.

The Bank of America® Customized Cash Rewards credit card is ideal for anyone who wants flexible rewards, security options, and zero annual fees. While many other cards have specific categories where you qualify for higher cashback amounts, this card allows you to pick which category you are getting the best cashback in, allowing you 3% cashback in that category, 2% cashback at grocery stores and wholesale clubs, and then on all other purchases you earn 1% cashback.

Also, they are also offering up to a $200 welcome bonus when you spend $1,000 in the first 90 days, which is another big plus for the account. This little bonus can be nice for every day purchases or even a vacation. And with no annual fees, there are no hidden costs to dilute your rewards program either.

It is a significant boost to have the security and reliability of Bank of America behind you. Available at one of the biggest, most reputable banks in America, it also comes with EMV chip protection to help make transactions safe, plus instant protection against fraud. Even better, you can pair your card with a digital wallet, whether it be Apple Pay, Google Pay, or Samsung Pay to make online, as well as in-store purchases even more seamless yet secure.

The Bank of America® Customized Cash Rewards are perfect if you are looking for more utility in your daily spending, whether that’s cashback on your purchases, improved financial safety or just the luxury of a great, respected bank.