For anyone seeking effortless rewards on spending with virtually no bad trade-off, the Citi Double Cash® Card is what you need. With a distinct cashback structure, you receive 1% back on each purchase when you make them and 1% back when paying your bill, equating to 2% back on all spending. That covers just about every purchase, from groceries to travel — making it one of the most flexible cards in the game.

You can do this with cashback, and the Citi Double Cash® Card is flexible. You can use it to reduce a statement credit, have it deposited into your checking account or even receive it as a check. This freedom enables you to apply your rewards as your financial situation dictates.

Citi, one of the most respected and trusted banks in the U.S., gives you peace of mind security. Shop safely online and offline with full peace of mind thanks to advanced fraud protection systems and 24/7 monitoring.

To top it all off, the card has no annual fee in the first year, so you can experience its benefits without breaking the bank. The Citi Double Cash® Card is perfect for those who want to earn generous rewards with security and flexibility.