Discover it® Cash Back -

Discover it® Cash Back — Be rewarded for every purchase with peace of mind and perks

The card that gives you up to 5% cashback, better security and inimitable perks

Get 5% cashback in Timed categories for up to a $1,500 cap each quarter, and 1% on all other purchases

Use everything offered in the Discover it® Cash Back without paying an annual fee and keeping more money in your wallet in daily life.

All the cash back you earn in your first year will be automatically matched by Discover, doubling the amount of rewards you earn without you doing any additional work.

Important Points to Note Before You Apply for Discover it® Cash Back

Quarterly Activation for 5% Cash Back Categories: You need to activate the 5% cash back categories each quarter in order to benefit from the higher rewards, so be careful not to miss the activation period. But finding the time to do that shouldn’t be a chore, and Discover can simplify that for customers with reminders via email and a fast activation process online.

Not As Internationally Accepted: While Discover has significant acceptance in the U.S., many international merchants may not accept it. However, Discover is rarely used outside of the United States, but does partner with networks such as Diners Club to allow for its usage in many areas across the globe.

The Discover it® Cash Back Card Application in as Few as 5 Minutes

Opening a Discover it® Cash Back card is a fast and simple process. It only takes a few minutes — you enter basic personal and financial information, and you can complete the application online. Meanwhile, Discover has the option for you to get pre-approved with no hit to your credit report for checking with them.

For no annual fee, there is no better all-around credit card than the Discover it® Cash Back, and if you want the reliability, security, and accessibility, it is the credit card top pick. Who it benefits: This card is issued by the well-respected Discover Financial Services, and provides the perfect balance between amazing rewards and excellent protection.

One of its key highlights is the incredibly compelling cashback program. A flat 5% cashback on rotating categories (domestic restaurants, grocery stores, gas stations, and internet purchases) and 1% on all other transactions up to 5%. Best of all, in the first year, Discover automatically matches all the cash you earn.

More than just a money saver, security is a key focus of this card. Discover’s consumer protection features include a 24/7 fraud monitoring and a zero liability policy for unauthorized purchases. The free security alerts will keep you informed whenever there’s any suspicious activity detected thus, leaving you worry-free when the card gets used.

Even better, since this card doesn’t have an annual fee, you’re getting all of those perks without any extra charge. Discover offers some of the best customer service out there and they have representatives available 24/7, meaning you can get concerns handled promptly.

Discover it® Cash Back: Best for features, rewards, affordability If you want a card that offers appealing, enticing rewards, security features, and comes with no annual fee, Discover it® Cash Back is likely going to be your best bet. Sign up now and get cashback on every transaction!