Sofi Credit Card -

SoFi Credit Card: Earn Rewards, Build Wealth, and Enjoy Exclusive Benefits

A Cash-Back Credit Card Designed to Help You Save, Invest, and Manage Debt Smartly

All purchases earn you Unlimited 2% Cash Back with Smart Redemptions ― earn 2% cash back on every purchase when redeemed toward investing, saving or paying down SoFi loans. SoFi gives you a consistent reward metric for every dollar spent, unlike other cards that might have categories or caps.

No Annual Fee – Benefits: SoFi Credit Card no annual fee This means you enjoy all the perks, like high cash-back rates and investment management tools, without any extra fees.

Lower Interest Rates When Payments Are Made on Time SoFi encourages financial responsibility. SoFi lowers your APR by making a payment 12 months in a row, therefore saving you interest on the loan in the long run.

Lower Interest Rates When Payments Are Made on Time SoFi encourages financial responsibility. SoFi lowers your APR by making a payment 12 months in a row, therefore saving you interest on the loan in the long run.

The SoFi Credit Card is no ordinary credit card — it’s a tool to help you build wealth, pay off debt and maximize rewards. As an industry leader in high-value perks without any hidden fees, the card is issued by SoFi Bank, an experienced, reputable and pioneering financial institution in the U.S.

The SoFi Credit Card has a lot of perks, but one of the biggest benefits is unlimited 2% cash back. SoFi makes this process painless: Unlike many rewards cards that restrict the purchase categories per quarter, or those that require activation to earn higher rewards, SoFi gives you 2% back on every purchase when applied to investing, saving or paying off a SoFi loan. This promotes sound financial practices, allowing you to build your wealth progressively.

APR reduction for timely payments as another clear benefit. And if you pay on time 12 months in a row, SoFi will reduce your interest rate — so it’s one of the few credit cards that actually rewards responsible spending. This aspect makes it a helpful choice for anyone looking to better their credit score and save on long-term debt expenses.

The SoFi Credit Card offers another major benefit, security. SoFi Bank issues a card that is FDIC-insured and offers smart fraud protection. Also, because this is a World Elite Mastercard, you get some bonuses for additional benefits like travel insurance, extended warranties, cell phone protection and exclusive discounts on services such as Lyft and DoorDash.

The SoFi Credit Card is a fantastic option that does not come with an annual fee or foreign transaction fees, and provides a mobile app experience without friction to further twist your benefits. The card is meant to help you save more, invest better or pay off debt quicker.

Become a member today and make each purchase benefit your future!