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Cash Back on Everything You Buy: The Citi Rewards+® Card

Citi’s one of the best kept secrets in the credit card world — the Citi Rewards+® Card. Not only is it a piece of plastic with numbers on it, it’s a means to reward yourself for the things you spend money on anyway. Whether you consider yourself a savvy shopper or frequent traveler, or just someone who loves to get deals and more bang for your buck, this card will come in handy.

As with the Citi Rewards+® Card itself, every purchase you make earns valuable ThankYou® Points. And here’s the kicker with the points-allotment system, every purchase is rounded up to 10 points, so little purchases can earn you big rewards in no time. Like, bonus on every purchase, 10 points on a 1 dollar coffee, 20 points on a 2 dollar snack.

The more points you accumulate, the more your rewards can take any form from gift cards to your favorite stores and travel experiences! And if you like flexibility, you can even redeem your points for cash back. The choice is yours.

But that’s not where the rewards end. Plus, the Citi Rewards+® Card has you covered by providing access to music events, entertainment, and more with special cardholder access, as well as enhanced security features to protect your purchases and zero annual fee. So there you have it, the best sidekick today on your journey to wealth because it gives you the utmost bliss with all the convenience.

Citi Rewards+® Card

The Citi Rewards+® Card: Your Ticket to a World of Rewards

Quick Points

The special round-up helps ensure that you earn at least 10 ThankYou® Points with every purchase, simply for making a purchase, no matter how small. This means you rack up your rewards faster than traditional credit cards and you’re well on your way to redeeming them for the perks you want.

Flexible Redemption Options:

You can redeem your ThankYou® Points for a wide variety of rewards. Select from gift cards to favorite retailers, statement credits to reimburse your purchases or even unforgettable travel experiences. You decide how your rewards work with your lifestyle.

Annual Fee: 

$0No annual fee for the Citi Rewards+® Card. On top of that, it is a cheap service to use, allowing you to get more bang for your buck and really maximize the money you spend on your credit card.

Exclusive Benefits: 

When you have this card you will get access to some special offers, discounts and experiences as a cardholder. These can also encompass early access to ticket sales, exclusive events and curated deals from partner merchants. It is like being allowed into an exclusive club where you are granted access to rooms and facilities where no one else can reach.

Considering the Citi Rewards+® Card? A Few Things to Know

What You Need to Know About This Valuable Card

Earning caps: The round-up feature is a huge plus here, but do bear in mind that the 2x points for supermarkets and gas stations are capped at the first $6,000 in purchases per year. Then, you’ll receive the base rate of 1 point per dollar. That said, this is quite a competitive rate for a card today.

Foreign Transaction Fees: There may be foreign transaction fees if you use your Citi Rewards+® Card abroad. That might be a “thing” that most credit card issuers do, but it never hurts to double-check. If you need to use your card internationally, look for one with no foreign transaction fees.

Ready to Unlock Your Rewards? Applying for the Citi Rewards+® Card

The application process for the Citi Rewards+® Card is simple, with the goal of getting you earning rewards quickly. Whether you’re a credit card aficionado or fresh to the rewards card scene, the application process is simple and can be done almost entirely online in a matter of minutes.

Before you start, it’s good to have some information at the ready, like your Social Security number, details about your income and your employment history. Doing so will also speed up the process for your application and result in a smoother experience.

After you collected your information, you can access on the Citi website the online application form. You’ll be taken through each step, answering questions about you and your financial situation. Make sure you understand all the terms and conditions before applying.

Once you’ve submitted your application, Citi will review it and let you know if you’re approved or not. Once approved, your Citi Rewards+® Card will come in the mail so you can start earning rewards on everyday purchases.

How to Apply for the Citi Rewards+® Card Step by Step

  1. Gather your information: Collect your Social Security number, income details, and employment history.
  2. Access the online application: Visit the Citi website and find the Citi Rewards+® Card application page.
  3. Complete the application: Fill out the form with your personal and financial information.
  4. Review and submit: Double-check all the information you’ve provided and submit your application.
  5. Await approval: Citi will review your application and notify you of their decision.

The Citi Rewards+® Card is not just any card; it is a ticket to a realm of rewards, perks, and financial adaptability. Utilizing its innovative round-up feature, you’ll accumulate points at a faster rate than ever before — making even mundane purchases pay off in big ways.

The redemption options may include gift cards, travel experiences, and cash back, giving you control over how you utilize your rewards. Plus, it has no annual fee, so you can enjoy everything for free.

There are a few things to consider such as earning caps and possible foreign transaction fees, but generally speaking, the Citi Rewards+® Card provides significant value over potential downsides. This is a higher spending card meant to give you what you crave.

So why wait? Boost the power of everyday spending and apply for the Citi Rewards+® Card now. Now,Start earning more, redeeming faster, and actually receive exclusive perks that will make your financial life better!