Bank of America Travel Rewards Credit Card: Your Ticket to Adventure

If you want a travel credit card that has no annual fee, unlimited rewards and flexible redemption options, consider the Bank of America® Travel Rewards Credit Card. This card is great for travelers who want to earn points on every purchase that they can redeem for travel costs with no restrictions or blackout dates.

Its best perk may be 1.5 points per dollar spent on all purchases, meaning you can rack up rewards with ease, whether you’re booking flights, dining out or shopping for groceries. And, if you have a Bank of America Preferred Rewards® membership, you can earn up to 75% more in rewards, making it one of the most lucrative travel credit cards on the market.

Unlike many travel cards, this one avoids foreign transaction fees — ideal for international travels. New cardholders can also qualify for a generous welcome bonus after meeting the initial spending requirement.

And with points that never expire, no blackout dates and no restrictions on airlines or hotels, this card gives frequent travelers the ultimate flexibility. There may not be much to recommend when it comes to intro cards, but if you’re looking for something simple, rewarding, and fee-free, the Bank of America® Travel Rewards Credit Card is a fantastic option.

Bank of America Travel Rewards Credit Card Highlights

Earn 1.5 Points on Every Purchase

If you’re searching for a travel credit card with unlimited rewards, no annual fee, and flexible redemption options, the Bank of America® Travel Rewards Credit Card is a top contender. Designed for travelers who want to earn on every purchase, this card lets you redeem points for travel expenses with no restrictions or blackout dates.

With 1.5 points per dollar spent on all purchases, earning rewards is effortless—whether you’re booking flights, dining out, or shopping for everyday essentials. Plus, Bank of America Preferred Rewards® members can boost their earnings with up to a 75% bonus on rewards, making this one of the most rewarding travel cards available.

Unlike many travel cards, this one waives foreign transaction fees, making it ideal for international trips. New cardholders can also benefit from a generous welcome bonus after meeting the initial spending requirement.

With no expiration on points, no blackout dates, and no restrictions on airlines or hotels, this card offers maximum flexibility for frequent travelers. If you want a straightforward, rewarding, and fee-free travel credit card, the Bank of America® Travel Rewards Credit Card is an excellent choice.

Pros of the Bank of America Travel Rewards Credit Card

1. Unlimited 1.5 Points on Every Purchase

Unlike other cards that offer higher rewards only in select categories, this card gives you 1.5 points per dollar on every purchase, making it easy to rack up rewards.

2. No Annual Fee & No Foreign Transaction Fees

Many travel cards charge an annual fee, but this one is completely free, allowing you to enjoy rewards without extra costs. Additionally, no foreign transaction fees mean you can use it internationally without worrying about additional charges.

3. Generous Welcome Bonus

New cardholders can earn 25,000 online bonus points (equivalent to a $250 statement credit) after meeting the minimum spending requirement within the first 90 days.

4. Flexible Redemption with No Blackout Dates

Unlike airline-specific credit cards, the Bank of America® Travel Rewards Credit Card allows you to redeem points for flights, hotels, rental cars, and more without worrying about blackout dates or restrictions.

Potential Drawbacks of the Bank of America® Travel Rewards Credit Card

1. No Travel Perks Like Lounge Access or TSA PreCheck® Credit

While this card is great for earning rewards, it doesn’t come with premium travel perks like airport lounge access, TSA PreCheck® reimbursement, or free checked bags. If those benefits are important to you, you may want to consider a higher-tier travel card.

2. No Bonus Categories for Extra Points

Unlike some competitors, this card does not offer extra points for travel, dining, or gas purchases. However, the flat-rate rewards structure ensures you earn consistently on all spending.

How to Apply for the Bank of America® Travel Rewards Credit Card

Applying for the Bank of America® Travel Rewards Credit Card is quick and straightforward. The process is entirely online, allowing you to check your eligibility and submit an application in just a few minutes. To increase your chances of approval, make sure you have good to excellent credit before applying.

During the application, you’ll need to provide some personal and financial information, including your income, employment status, and Social Security number. If approved, you’ll receive your card within a few business days, and you can start earning rewards immediately.

How to Apply for the Bank of America® Travel Rewards Credit Card in 5 Easy Steps

1. Visit the Bank of America Website
Head to the Bank of America Credit Cards section and locate the Travel Rewards Credit Card page.

2. Click “Apply Now”
Select the “Apply Now” button to begin your online application.

3. Complete the Application Form
Enter your personal details, such as your name, address, Social Security number, and annual income.

4. Review the Terms and Conditions
Carefully read through the interest rates, fees, and reward details before submitting your application.

5. Submit & Get a Decision
Most applicants receive an instant decision, though some cases may require additional verification. Once approved, you can start using your card immediately.

Why the Bank of America® Travel Rewards Credit Card Stands Out

The Bank of America® Travel Rewards Credit Card is an excellent choice for travelers looking for simplicity, flexibility, and unlimited rewards—all with no annual fee. With 1.5 points per dollar on all purchases, no blackout dates, and no foreign transaction fees, this card makes earning and redeeming rewards effortless.

A standout perk is its welcome bonus, which allows new cardholders to earn a $250 statement credit after meeting the minimum spending requirement. Plus, Preferred Rewards members can maximize their earnings with up to 75% more points on every purchase.

While it doesn’t include luxury travel benefits like lounge access or travel insurance, its flat-rate rewards and flexibility make it a great option for frequent travelers who want uncomplicated and consistent rewards.

If you’re looking for a cost-effective travel credit card with steady rewards and hassle-free redemption, the Bank of America® Travel Rewards Credit Card is a top pick. Apply today and start earning points on every adventure! ✈️🌍