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Wise Visa Card: The Smartest Way to Spend Internationally

If you’re someone who travels a lot, has international clients or buys things from foreign websites you will also appreciate how costly and difficult to use traditional bank cards can be. The Wise Visa card is designed to change that, issued by an American company. Featuring instant global currency conversion, with no monthly fees, and a super slick multi-currency wallet – it’s the card that’s made for world domination.

Top 3 perks of the Wise credit card

Keep it Real with Transparent Exchange Rates

Wise uses the mid-market exchange rate — the one you find on Google — so you receive the most equitable rate available. Zero hidden markups, only transparent fees presented prior to converting.

No Monthly Fees and No Minimum Balance

Unlike with traditional banks accounts, or even some credit cards, Wise will never charge you a monthly maintenance fee, or a fee to keep a balance in your account. You’re only charged for usage of the service.

Use One Card to Pay in 40+ Currencies

You’ll be able to hold and spend in over 40 currencies with Wise. If you’re in Europe, Asia, or shopping online in another country, your card automatically converts at the best rate.

Before You Apply: A Few Things to Consider

The Wise Visa Card comes with so many benefits yet, here are two little nits to pick:

Doesn’t Build Credit

And because it’s a prepaid debit card, it won’t help you build credit. But that also means you can’t go into debt, making it a safer tool for budgeting and travel.

Limited Free ATM Withdrawals

You receive two free ATM withdrawals per month (up to $100). After that, Wise levies a small fee, and local ATM owners might charge their own. It’s a small matter, but one worth noting if you use cash a lot.

How to Apply for the Wise Visa Card

It is very easy — and entirely online — to get your hands on the Wise Visa Card. Regardless of whether you’re a digital nomad, international student, or someone who travels frequently and wants to save money on exchange rate fees, the Wise card application is quick, safe, and convenient to use. In only a few minutes, make that a quicker way to take control of your money around the world.

Here’s what you need to know about how to apply for the Wise Visa Card in the United States:

5 Simple Steps to Get Your Wise Visa Card

  1. Create a Free Wise Account
    Visit the Wise website or download the app to sign up. You’ll need to provide your email and create a secure password.

  2. Verify Your Identity
    Upload a photo of your government-issued ID (like a driver’s license or passport) and possibly a selfie for identity verification.

  3. Add Funds to Your Account
    Link a U.S. bank account or debit card to add money to your Wise balance. You’ll use these funds for spending and currency conversion.

  4. Order Your Wise Visa Card
    Request the physical card through the app or website. It will be shipped to your U.S. address in a few business days.

  5. Activate and Start Spending
    Once your card arrives, activate it via the app, set your PIN, and you’re ready to use it at home or abroad.

Why You Should Apply Today: Decentralized, Safe and Built for the Long Term

Selecting the Wise Visa Card is selecting a financial product designed by and for the modern user. Whether jetsetting, in school, freelancing, or taking your bank card waist deep in a wave *, the Wise card will save you money, make your life way easier, and make you look mildly #cool with their slick, world-class security.

Wise is regulated by U.S. financial authorities and follows industry-leading security practices such as encryption, two-factor authentication and real-time transaction alerts. But if you do lose your card, you can freeze it instantly from the app—no waiting on hold for a call center.

Transparency is one of Wise’s most notable selling points. There are no sneaky fees, and you’ll always know how much a transactions costs. Currency conversion is based on the real mid-market rate and Wise allows you to hold and convert funds in over 40 currencies whenever you like, so you can avoid the hassle of arranging transfers every time you need to sell.

The card integrates with Apple Pay, Google Pay and other digital wallets, and you’ll even receive useful features such as real-time spend notifications and budget tracking right within the Wise app.

Tired of getting pounded with fees every time you make an international purchase, or the out of date bank systems most credit cards are based on, Wise Visa Card is the smarter, safer and cheaper choice. Get global spending at its best with Card from withdrawal. Apply now and take a gander today.

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